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Do you know that average credit card interest rate is 20.28%? 0% intro apr on purchases. Bestmoney.com has been visited by 10k+ users in the past month Balance transfers are a great way to reach your pay down goals. 0% intro apr until 2022, balance transfer, no annual fee Then, you can transfer the balance and pay it down over time without accruing interest. Jun 18, 2021 · the loan's fixed interest rate and monthly payment can make it easier to manage than credit cards. Get 0% intro apr for up to 18 months on balance transfers. Let's say you want to transfer a $3,000 balance to a new credit card that charges a balance transfer fee of 3%, or $5, whichever is greater. Get out of debt now If you are struggling with debt, it is important to remember that you should try to continue making all of your payments on time to maintain your credit score as a higher credit score may increase your chances of qualifying for introductory credit card offers like a 0% intro apr balance transfer. Long term refinance · apr from 1.90% · get out of debt 0% intro apr on purchases.